Terms and Conditions

Effective Date: [1/3/2026]

Welcome to Financials.com.ng. By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with any part of these terms, you must not use this website.

1. Definitions

“Website” refers to Financials.com.ng
“We,” “Us,” “Our” refers to the owners and operators of Financials.com.ng
“User,” “You” refers to any individual accessing or using this website

2. Use of the Website

Financials.com.ng provides financial and economic information strictly for general informational and educational purposes.

By using this website, you agree that:

You will use the website only for lawful purposes
You will not engage in activities that may harm, disrupt, or misuse the website
You will not attempt unauthorized access to any part of the website

We reserve the right to restrict or terminate access to the website if these terms are violated.

3. Intellectual Property Rights

Unless otherwise stated, all content published on Financials.com.ng, including text, logos, graphics, and layout, is the intellectual property of Financials.com.ng.

You may:

View and read content for personal, non-commercial use

You may not:

Republish, copy, reproduce, or redistribute content without prior written permission
Use our content for commercial purposes without authorization

4. Content Disclaimer

All content on Financials.com.ng is provided in good faith. However:

We make no guarantees regarding accuracy, completeness, or reliability
Content may become outdated due to changes in financial regulations or market conditions

Users are responsible for verifying information independently.

5. No Professional Advice

Nothing on Financials.com.ng constitutes financial, legal, tax, or investment advice. Users should consult qualified professionals before making decisions based on information found on this website.

6. User-Generated Content

If users submit comments, messages, or other content:

You grant Financials.com.ng a non-exclusive right to use, display, or remove such content
You are solely responsible for the content you submit
Content that is offensive, misleading, unlawful, or spam-related may be removed without notice

7. External Links

Financials.com.ng may contain links to third-party websites. These links are provided for convenience and informational purposes only.

We do not control or endorse third-party content and are not responsible for any loss or damage arising from interactions with external websites.

8. Advertising and Monetization

Financials.com.ng may display third-party advertisements, including Google AdSense ads.

Advertisements do not constitute endorsement
We are not responsible for third-party products or services
Any interaction with advertisers is solely between the user and the advertiser

9. Limitation of Liability

To the fullest extent permitted by law, Financials.com.ng shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

Use of or inability to use the website
Reliance on information provided on the website
Errors, omissions, or interruptions in service

10. Privacy

Your use of Financials.com.ng is also governed by our Privacy Policy, which explains how we collect, use, and protect user information.

11. Modifications to These Terms

We reserve the right to revise or update these Terms and Conditions at any time without prior notice. Changes will be effective immediately upon posting on this page.

Continued use of the website after changes constitutes acceptance of the updated terms.

12. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws applicable within Nigeria, without regard to conflict of law principles.